Home & Auto Insurance in Grimes and Johnston, IA
Insurance Solutions for Drivers and Homeowners in Grimes, IA
At Grimes Financial & Insurance Group, we understand the importance of protecting valuable assets such as a home or automobile. However, we also understand that your time is important. To protect your most important investments and time, we offer our clients the option to bundle their insurance protection. By combining home and auto coverage, our customers not only receive the discounts that come with a multiline policy, but also a more efficient and streamlined experience. We routinely insure drivers and homeowners in Grimes, Johnston, Urbandale, Dallas Center and throughout central Iowa.
Exceeding Iowa State Minimums
In Iowa, motorists are required by law to carry liability coverage. However, our agency has taken the position that we will not write state minimum coverage. Our coverages begin at 100/300/100 as we believe that anything lower puts the insured and others at risk. We want our clients to fully understand their coverage and why increased liability protection is important.
Bundling Coverage for Increased Protection and Benefits
By bundling home and auto insurance, our clients may be eligible for money-saving discounts and other perks such as single deductibles and emergency lockout coverage. Our staff will thoroughly explain all available options and incentives and will help our clients answer important questions such as, “am I underinsured? Is my home properly covered? Do you recommend full coverage and liability only on my vehicle? Is umbrella coverage something I need?” Once we have determined appropriate coverage, we turn to carriers such as Travelers, Allied and MetLife to find competitive pricing. To learn more about our products and policy add-ons, contact an agent at your convenience.
Local Agents Working to Insure You
Our staff of local agents are dedicated to providing our clients with both exceptional customer service and the proper insurance protection. When providing a new client with a quote, we sit down and meet with them in person to discuss needs and potential risks. We review their current home and auto insurance and ask important questions regarding their coverage. Only then do we issue a quote and move forward. We take the relationships with our clients seriously, and our clients know that we always available should they need assistance.